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For Informational Purpose Only -- No
Response Necessary
At Memorial
Insurance Company of America, protecting your privacy and your nonpublic
personal information has always been very important to us.
Earning your trust and respect is a top priority of ours, and we realize
that this trust is earned in part through the proper handling of your nonpublic
personal information.
You can rest assured that we will continue to work hard at protecting the
confidentiality of your nonpublic personal information, as reflected in this
privacy notice.
This notice outlines our policy toward the collecting, using and
safeguarding of your nonpublic personal information and any other information
concerning your relationship with us.
Nonpublic
Personal Information that
Memorial Insurance Company Collects
The
Memorial Insurance Company collects only that nonpublic personal information,
which is necessary to conduct the business of insurance and to properly service
your account. The nonpublic
personal information we collect and disclose may include the following:
Information
that you share with us either directly or indirectly, through our affiliated
funeral home (such as the information on your application and other forms you
may have submitted).
Information
from your transactions with us and our affiliates (such as the number of years
you have been a Memorial Insurance Company policyholder, your name or address
changes, the names of any beneficiaries you may have designated, and the types
or amounts of coverage you have with us).
How
We Use Nonpublic Personal Information
We
use nonpublic personal information to assist us in the underwriting process; as
well as, to administer, service and manage your account.
This information helps to ensure accurate and proper billing; to make
possible the availability of products we believe will meet your future needs;
and to provide fast processing of your claims.
Sharing
and Disclosing of
Your Nonpublic Personal Information
Again,
with you and your privacy in mind, we do
not disclose
nonpublic personal information about our customers or former customers
to anyone, except our affiliated funeral homes and as permitted by law.
Memorial Insurance Company never sells or provides customer information
to any non-affiliated third party (person or business) for their marketing
purposes.
Policies
and Procedures with Respect to
the Security of Nonpublic Personal Information
We restrict access to your nonpublic
personal information to “those employees, agents, and affiliated funeral
homes, who need to know the information in order to provide you with our
products and to properly service your account.”
We maintain physical, electronic, and procedural safeguards that comply
with applicable federal and state standards to protect the privacy of your
nonpublic personal information.
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